Irish Mini Owners Club

I just got an insurance quote of 7,500 quid! This is only thrid party fire and theft with no windscreen or breakdown cover This really did not make me a happy Mini driver!

Anyone know of any where that would in sure me for a sencible amount of money? For those who do not know me I'm 17 on a prov licence and Stud is a 1275cc Mayfair. Please let me know. Thanks in advance lads

StanO'Toole

I see you have 2 locations, was that quote for Shankhill or Shannon ???

You might get a better quote for your country address.

Swap the engine for a 998cc unit ??

memories not even no insurnce company would touch me in a mini at all finally had to buy a fiesta van because its all they would quote me on my first insurance with quinn was 3126 pounds at 17

Steeo, the difference is onl;y about 500 quid which is enough a big enough as every little helps but it's still like 7 grand!

And deadly Dave, I would not be able to take on that task on my own and haven't got the money for help!

StanO'Toole

StanO'Toole wrote: And deadly Dave, I would not be able to take on that task on my own and haven't got the money for help!

StanO'Toole

It might be worth asking the difference in price. If it works out much cheaper then it might be worth it. Engine swaps on a Mini are handy enough if you get a complete engine,box,carb.... Also get a full license ASAP.

FBD insured me when I was 18 for 1800, not cheap but was the cheapest I could find and was comprehensive. Im now with axa and they have different policies for young drivers, called student first and motor first, which are cheap but have no priviledges like breakdown cover, windscreen etc. Or you could get insured as a named driver on your mothers insurance although this may be a bit risky.

have just turned 17 and got insured with axa for 1800 fully comp on a 1 litre 84 city.quinn quoted me 3200,so make sure to shop around.
karl

Have you thought of Footman James or any of the other insurance companys that advertise in the Mini mags,

Stan, you could also go to a broker. They can search all the companys for you and find the best price.

Try pat britton in donegal..or no nonsense insuranace..

the cheapest i could get 2 years ago, 17 on a prov, was 3500.. ive heard good stories about no nonsence

I guess you got suspended for nothing now Did you try gettin insured on your mums policy?

hope mines not that much ill be driven next month 850cc would be easily insured on stan still plenty of poke in them

I don't think they will insure cars over here Mammy

But I'm with Dave on this one, swap it for a 998. That will make a difference.

iv got a 1 litre sitting at my house, il swap ya and il help ya put it in too

steven

My first insurance was only £648...... Well before the euro had arrived....

Now all these years later after making no claims and having a full licence for more than 10 years with no points i just paid over 3 grand for road risk........

But then that may be because it is a commercial traders policy..........

any luck stan????

None Glennon I think the car will be ready in a couple of days so when it comes out I think I'l try and sell it to get a 1lt. I know its going to take even longer to start driving but there is nothing I can really do.

StanO'Toole

the best thing for you to do is, put the car in your mams name, insure it under her name and be a named driver.
i'm 20 and i'm still under my mams name since i was 17, my insurance only costs me €800 a year and i live in dublin 24!!
(my first years insurance when i was 17 was only €1200)

Seanos, is that on a 1lt or 1.3lt

StanO'Toole

its a 1L, but i've had a 1.3 Glanza and a 1.4 polo on the policy with no change to it

Stan, I saw in another thread that the engine is out of your car. Whats wrong with it ?? Why not put the 998 into it now ??

The gear box was being replaced but the engine has been back in it for a week or so now. Either way, if I was going to go the 1lt way I would just buy and 1lt and sell Stud on, but thanks for thinking ahead!

StanO'Toole

can you insure the vehicle to someone that is not the owner of the car though?