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Classic insurance with no other car in my name!

Posted: Mon Mar 30, 2015 5:25 pm
by CB_Phil
So with the '97 finding a new home I'm moving onto a proper classic.
I've spent most of the day calling round the insurance companies trying to get cover, But due to not having a modern car in my name (just under the wife), they won't except a motorbike either!
Only Autoline will quote, but the millage is seriously limitedlimited, 1.5k a year.
Carol Nash, Axa, Aviva, AA, 1st Ireland, FBD, 123, Chill, Adelaide all turned me down either mods, car too old or no modern car.
Anyone any experience with this?

Cheers
Phil

Re: Classic insurance with no other car in my name!

Posted: Mon Mar 30, 2015 5:35 pm
by purplehaze
Most classic policies out there , u must have a full driving licence and a daily driven car, Carole Nash will insure u but limit u to driving all the time!!! I'm with axa as my daily and my classic, on my daily iv an 84 mini which is 600€ a year and on my classic iv my dohc vtec mini which is 198€ a year! Which I think is a bargain :) and the vtec is declared so it's insured 100% :) hope u get sorted

Re: Classic insurance with no other car in my name!

Posted: Mon Mar 30, 2015 6:15 pm
by CB_Phil
Cheers, my only option for a daily would be to transfer the wife's car to me or the mini to her, but then one of us would loose out on the no claims. I reckon I'll just take the low mileage for the yewr

Re: Classic insurance with no other car in my name!

Posted: Mon Mar 30, 2015 7:53 pm
by Underhauled
Have a chat with autoline up north. But I'm sure you will still need a daily policy. Can't hurt to ask them if they will accept the bike. They don't load up for mods either.

Re: Classic insurance with no other car in my name!

Posted: Mon Mar 30, 2015 11:28 pm
by CB_Phil
Yeah Autoline are the only ones, just their milage cap is 1.5k if I was to keep insurance under 300

Re: Classic insurance with no other car in my name!

Posted: Tue Mar 31, 2015 7:17 pm
by mgb1978
Your cheapest option is to get the Missus to take out a policy with Autoline (with you as a named driver). I wouldn't worry too much about the mileage restriction :wink: .
NCB doesn't come into it as you don't build up a NCB on a classic policy.
Only other viable option is to ring a few brokers and try to get a quote for just yourself with the mini as a daily driver.
There was a Thread on boards.ie recently about the very same issue.

BTW I have a '76 with Autoline at €190 last renewal....and a '78 added on for an extra €27.

Re: Classic insurance with no other car in my name!

Posted: Tue Mar 31, 2015 8:05 pm
by CB_Phil
I didn't know bout the he NCB! I Got the policy earlier as I picked up to the car. But I'll be looking @ that next year. I don't mind too much as it's still a hell of alot less than last year.
No brokers will touch me for similar reasons

Re: Classic insurance with no other car in my name!

Posted: Sun Apr 05, 2015 6:33 pm
by Benny
Lads I have a daily corolla insured and I will looking for a classic policy on my '91 civic. I am 22 full licence all that jazz. Should I be able to get classic?

Re: Classic insurance with no other car in my name!

Posted: Sun Apr 05, 2015 7:10 pm
by mgb1978
Normally over 25's. But try Autoline, Carole Nash, etc.
Probably better to ask a few brokers who specialise in classics, rather than the main Irish Insurers directly.

Re: Classic insurance with no other car in my name!

Posted: Sun Apr 05, 2015 7:22 pm
by Benny
mgb1978 wrote:Normally over 25's. But try Autoline, Carole Nash, etc.
Probably better to ask a few brokers who specialise in classics, rather than the main Irish Insurers directly.
I will keep that in mind. Thanks

Re: Classic insurance with no other car in my name!

Posted: Mon Jun 01, 2015 7:06 pm
by sjegz
mgb1978 wrote:Your cheapest option is to get the Missus to take out a policy with Autoline (with you as a named driver). I wouldn't worry too much about the mileage restriction :wink: .
NCB doesn't come into it as you don't build up a NCB on a classic policy.
Only other viable option is to ring a few brokers and try to get a quote for just yourself with the mini as a daily driver.
There was a Thread on boards.ie recently about the very same issue.

BTW I have a '76 with Autoline at €190 last renewal....and a '78 added on for an extra €27.
Any contact details for Autoline? I've looked on google and can only fine them in the north? or is that the same company but you have to call for a quote?

Re: Classic insurance with no other car in my name!

Posted: Mon Jun 01, 2015 8:31 pm
by mgb1978
Yep. That's them. Only N.I. offices but provide Insurance to Southern Drivers

Re: Classic insurance with no other car in my name!

Posted: Tue Jun 02, 2015 5:39 am
by macker
Contact details for Autoline ins.

Autoline Coleraine Office
38 Railway Road
Coleraine
BT52 1PE

Email: coleraine@autoline.co.uk
Telephone: +44 (0)28 7034 4321
Fax: +44(0)28 7035 1733

Re: Classic insurance with no other car in my name!

Posted: Tue Jun 02, 2015 8:17 pm
by sjegz
That's great lads! Thanks for the getting back to me.

Would they be the most recommended company to go with?

Re: Classic insurance with no other car in my name!

Posted: Tue Jun 02, 2015 10:19 pm
by spud1979
I contacted them today as I hear I can get my 2000 on a classic policy. Fingers crossed. Could have the shorty back on the road too. Will find out tomorrow

Re: Classic insurance with no other car in my name!

Posted: Wed Jun 03, 2015 12:27 am
by Benny
My Dad got classic insurance with fbd. You have to sign up to the vintage club which is 25 quid for the year and it was 165 to insure the mini which in an '88.

Re: Classic insurance with no other car in my name!

Posted: Wed Jun 03, 2015 4:39 pm
by mgb1978
Just renewed mine with Autoline.
'76 Mini 1000....€164 :)
Add-on '78 Mini 1000....€12 :D
Add-on '93 MX-5....€17 :lol:

Fully comp c/w Breakdown.

Re: Classic insurance with no other car in my name!

Posted: Wed Jun 03, 2015 6:22 pm
by spud1979
Not bad €300 to insure my 2000 cooper and 1978 shorty. €12 to add another car when the mk1 is finished. Is there any other company that would insure the 2000 as a classic.

Re: Classic insurance with no other car in my name!

Posted: Wed Jun 03, 2015 6:44 pm
by Underhauled
mgb1978 wrote:Just renewed mine with Autoline.
'76 Mini 1000....€164 :)
Add-on '78 Mini 1000....€12 :D
Add-on '93 MX-5....€17 :lol:

Fully comp c/w Breakdown.

That's great.

They also don't load your premium if you have any mods.

Re: Classic insurance with no other car in my name!

Posted: Wed Jun 10, 2015 8:08 pm
by jonjosar
This is who i am insured with but i know they only permit over 25s but still worth a call, cant hurt to ask.
macker wrote:Contact details for Autoline ins.

Autoline Coleraine Office
38 Railway Road
Coleraine
BT52 1PE

Email: coleraine@autoline.co.uk
Telephone: +44 (0)28 7034 4321
Fax: +44(0)28 7035 1733

Re: Classic insurance with no other car in my name!

Posted: Thu Oct 22, 2015 9:48 pm
by minionly
Do yis know if they insure provisional licenced drivers