Insurance

[madjackjr]

Just looking for some advice. Recently I had to buy an Astra as an every day car due to repairs I need to make to the mini. Now that I’m nearly done it’s time to talk insurance now I’d like to keep both cars as I do a lot of mileage and I don’t want to subject the mini to this. So I would like to know what some of you have done in regards to insuring two cars. Baring in mine my mini is only a 96 not vintage is there any way of insuring both with out braking the bank any cheap insurance companies etc.
Thanks
John

[BlackSe7en]

AXA will issue a Second Car policy. This is an extra policy as well as your first one. The only problem is where you apply for the policy. If you go to DUblin , they will treat it as a totally new policy and disallow any no claims bonus you might have on your main one. A local branch might give you the benefit of your NCB , which brought mine down to €300 on an '87 Moke.

[DaveC]

I checked this out a while back. AXA wouldn't quote me for a 2nd car, Allianz quoted me €600. That was on a 1989 Mini 1000. A lot depends on who you get talking to

[woody]

I got blackseven a quote in AXA Drogheda,he took the referance no to local branch which changed the quote to double, he then brought it to Drogheda who changed it back and accepted it.

[madjackjr]

Thanks lads
I'm insured with FBD at to mo and they quoted me €1900 third party on second policy I’m paying less than half that on a 1.7tdi Astra fully comp something wrong there??????? Went on Quinn direct site and they quoted me €900 third party with no NCB taken into account
I'll check Allianz & Axa
Any one else out there tips let me know

[madjackjr]

Just did quick quote on Allianz site €743.29 getting better

[keith]

Like others have posted, in my case the insurance co. refused to recognize my no claims bonus for a second policy, although the NCB speaks more to a drivers attitude and care i would have thought. So i put the 1275 cooper on the first policy with full NCB and just shopped around for a policy on the 998. There were discounts for a "second car" but not as much as being a named driver on my partners policy/car.
When i sell the 998 i WILL replace it with a pre-79 car and do the full vintage/no-nct/small tax thing.
shop around: its remarkable how much latitude the insurance companies have if they want your money!

[steeo]

Why don't you just temporary transfer your policy from the Astra onto the Mini when you need it ???
The insurance company will get the picture sooner or later.

[joebe1]

I'm doing that for the last 6 months,about 2 times a month .... no problem's!

[Womble]

This is kind of obvious but I hope you told them its an old Mini Cooper as two companies gave me quotes for the BMW ones instead and I nearly had a heart attack.

[joebe1]

Yep! changing from 1.4 toyota corolla to mini & back again as often as I request for 920euro at 20 yrs