Welcome to the Irish Mini Owners Club Forum. Keep an eye out of on coming events!!!!

Classic car insurance?

General MINI related posts. Open to all, registration required

Moderators: spud1979, The Marcos Graveyard, Moderators

Post Reply
Oisín
NON Member
Posts: 24
Joined: Sun Oct 12, 2014 2:27 pm
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Contact:

Classic car insurance?

Post by Oisín »

I was just wondering would it be possibly for a 17 year old to get classic car insurance? Even as a named driver?


spud1979
Comittee Member
Posts: 1432
Joined: Wed Feb 16, 2011 8:23 pm
Whats your location?: wexford
Region: Eastern
What Minis have you?: 1961 Morris Mini mk1
1961 Morris Irish Van
1969 Austin Mini irish mk2
1973 Clubman estate
1980 Clubman GT
Contact:

Re: Classic car insurance?

Post by spud1979 »

Don't believe so. My understanding is you have to be 25 for classic insurance. I may be wrong
Oisín
NON Member
Posts: 24
Joined: Sun Oct 12, 2014 2:27 pm
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Contact:

Re: Classic car insurance?

Post by Oisín »

Even if it was named driver? :cry:
User avatar
The Marcos Graveyard
IMOC Paid Member
Posts: 4724
Joined: Fri Feb 04, 2005 10:05 am
Whats your location?: Longford
Region: Eastern
What Minis have you?: 1971 Mini Marcos.
1984 Mini Sprite
Modifications: 1380cc
Weber45
S/C CR gearbox and drop gears
Location: Longford
Contact:

Re: Classic car insurance?

Post by The Marcos Graveyard »

No.

Classic insurance is a type of piggy-back policy. It's like a top-up add-on to your existing personal car policy.
Image

A fully carbon fiber Mini Marcos shell weighs just 7.25kg.
mully31
NON Member
Posts: 123
Joined: Sat Jun 10, 2006 1:02 am
Contact:

Re: Classic car insurance?

Post by mully31 »

Nope 23 is the youngest
Oisín
NON Member
Posts: 24
Joined: Sun Oct 12, 2014 2:27 pm
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Contact:

Re: Classic car insurance?

Post by Oisín »

Ok so I would just have to insure it without classic insurance? :cry:
User avatar
The Marcos Graveyard
IMOC Paid Member
Posts: 4724
Joined: Fri Feb 04, 2005 10:05 am
Whats your location?: Longford
Region: Eastern
What Minis have you?: 1971 Mini Marcos.
1984 Mini Sprite
Modifications: 1380cc
Weber45
S/C CR gearbox and drop gears
Location: Longford
Contact:

Re: Classic car insurance?

Post by The Marcos Graveyard »

You'll find there are age restrictions on the car as well, many companies won't insure novice drivers on cars over 15 years old. :cry:
Image

A fully carbon fiber Mini Marcos shell weighs just 7.25kg.
Oisín
NON Member
Posts: 24
Joined: Sun Oct 12, 2014 2:27 pm
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Contact:

Re: Classic car insurance?

Post by Oisín »

Ill find some way :D
Joe_flanagan
NON Member
Posts: 37
Joined: Tue Nov 25, 2014 11:29 am
Whats your location?: Dublin
Region: Eastern
Contact:

Re: Classic car insurance?

Post by Joe_flanagan »

Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.
cormac
NON Member
Posts: 8
Joined: Fri Aug 24, 2012 10:07 pm
Whats your location?: wicklow
Region: Eastern
Contact:

Re: Classic car insurance?

Post by cormac »

Try McCarthy insurance group they are in sandyford i have been with them from when i was 22 but as long as you have a full licence 3yrs or more and a 3 yr no claims they will insure you and its €240 with my dad on it and breakdown and home start and all the stuff. nice people to deal with too. just paid mine other day €170.
good luck getting sorted
Oisín
NON Member
Posts: 24
Joined: Sun Oct 12, 2014 2:27 pm
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Contact:

Re: Classic car insurance?

Post by Oisín »

Thanks cormac ill try them :)
mully31
NON Member
Posts: 123
Joined: Sat Jun 10, 2006 1:02 am
Contact:

Re: Classic car insurance?

Post by mully31 »

[quote="Joe_flanagan"]Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.[/quote]
im with carol nash all mods declared with a 1.3 turbo toyota engine
Joe_flanagan
NON Member
Posts: 37
Joined: Tue Nov 25, 2014 11:29 am
Whats your location?: Dublin
Region: Eastern
Contact:

Re: Classic car insurance?

Post by Joe_flanagan »

Thanks for that. I'll give them a shout. Cheers.
User avatar
macker
NON Member
Posts: 1950
Joined: Mon May 23, 2005 5:30 am
Whats your location?: THE FRIDGE
Region: Aboard
What Minis have you?: 110bhp 1968 mkII
Modifications: NEW Custom flakey paint
Location: The Fridge I told ye!!
Contact:

Re: Classic car insurance?

Post by macker »

mully31 wrote:
Joe_flanagan wrote:Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.
im with carol nash all mods declared with a 1.3 turbo toyota engine
How much did they charge you?

I had been with them for 15 years or so until they bumped up my premium this year by over 75%!!
for no apparent reason!
ImageImageImage
mully31
NON Member
Posts: 123
Joined: Sat Jun 10, 2006 1:02 am
Contact:

Re: Classic car insurance?

Post by mully31 »

[quote="macker"][quote="mully31"][quote="Joe_flanagan"]Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.[/quote]
im with carol nash all mods declared with a 1.3 turbo toyota engine[/quote]

How much did they charge you?

I had been with them for 15 years or so until they bumped up my premium this year by over 75%!!
for no apparent reason![/quote]
520 far from cheap
User avatar
macker
NON Member
Posts: 1950
Joined: Mon May 23, 2005 5:30 am
Whats your location?: THE FRIDGE
Region: Aboard
What Minis have you?: 110bhp 1968 mkII
Modifications: NEW Custom flakey paint
Location: The Fridge I told ye!!
Contact:

Re: Classic car insurance?

Post by macker »

mully31 wrote:
How much did they charge you?
520 far from cheap
I had been paying around 200 per year for the last few years, with ALL modifications declared,
this year they said they had nothing on record of any of my modifications and as such the underwriter came back with a price of 365
ImageImageImage
mully31
NON Member
Posts: 123
Joined: Sat Jun 10, 2006 1:02 am
Contact:

Re: Classic car insurance?

Post by mully31 »

macker wrote:
mully31 wrote:
How much did they charge you?
520 far from cheap
I had been paying around 200 per year for the last few years, with ALL modifications declared,
this year they said they had nothing on record of any of my modifications and as such the underwriter came back with a price of 365
Would be cheaper if I was over 25
williamt
NON Member
Posts: 80
Joined: Fri May 15, 2015 8:01 pm
Whats your location?: Leitrim
Region: Western
Contact:

Re: Classic car insurance?

Post by williamt »

As far as I know..... The main part of a classic policy is that you have a car or van policy in your own name before you can get classic... this is to ensure your not just getting it to use as cheap ins for daily driving... I was putting my wife on as named driver and she had to have her own ins... which she did but that's why they do it.. a named driver is not a problem just they need their own policy too
Post Reply

Who is online

Users browsing this forum: No registered users and 7 guests