Classic insurance on a year 2000 mini?

[skillie]

Hi guys my father just got a 2000 Mini Mayfair and has a daily driver car. will it be possible to insure this as a classic car even though its 14 years old? anyone know what companies enforce a 20 year old rule and what ones go on car type? thanks for the help

[spud1979]

Don't think any company will give you classic insurance on a car that young. I've my 2000 mini insured with Axa fully comp for €310

[skillie]

Don't think any company will give you classic insurance on a car that young. I've my 2000 mini insured with Axa fully comp for €310

thanks. is that as a second car or primary car? he could always get a multicar policy I guess. think some companies will insurae 15 year old cars depending on type. it will be 15 years old soon.

cheers

[MrMiniMan]

I have my recently purchased '96 Cooper sitting in the driveway....currently uninsured

I bought the car as a second car. I've had a company car for the last 3.5 years and that's my daily driver. Today I found out a lot of things about car insurance that I didn't know before:

1. You lose your NCB after two years of not having a private policy in your own name. So I've lost 10+ years NCB! Some insurers accept a letter from your employer and their insurance company as proof of named driver experience, which may give some discount.

2. A lot of insurers don't insure car 15+ old! A broker told me some insurers don't even entertain cars that are over 10 years old.

3. Insuring a second car in your own name does not allow you use your NCB, i.e. you are regarded as having no NCB for the second car.

Question - When does a car qualify for classic insurance? Is it 20 years?

Bottom line is that the best quote I could get is around €800 for fully comp....that's with the care valued at €5k. I'm in my mid 30s, full clean drivers license.

Any advice?

Thanks

[Billy]

Try Autoline. They recently insured my '98 Cooper on a classic policy.

[Underhauled]

Was also going to suggest autoline. They were willing to add a 99 S4 to my policy along with my 87 Mark2 golf.

[Dylan8660]

Carole Nash might be worth a call, they do a lot of advertising in the uk for classics, they might know a good underwriter for the Irish market.

[skillie]

thanks for the info guys, do autoline cover Rep Of Ireland or just northern? can't find a southern number for them

[Benny]

Sorry for hijacking the thread but my dad has an '88 mini should he expect to get a decent quote on a classic policy when it comes time to insure? I know this is a vague question but bear with me.

[Underhauled]

thanks for the info guys, do autoline cover Rep Of Ireland or just northern? can't find a southern number for them

Here you go


Hazel Taylor

Senior Renewals Processor

Auto1ine

02870345898

02870351733

hazel.taylor|@autoline.co.uk

[zakgt]

I also have my minis covered with Autoline a 62,78 and 98, but it is a shared 5,000 limit across them.
Autoline is the broker the policy is underwritten by Allizance, I also confirmed with them that the breakdown covers both RoI and UK.

[skillie]

great stuff buddy thanks

thanks for the info guys, do autoline cover Rep Of Ireland or just northern? can't find a southern number for them

Here you go


Hazel Taylor

Senior Renewals Processor

Auto1ine

02870345898

02870351733

hazel.taylor|@autoline.co.uk

[Underhauled]

They also told me they wouldn't load my premium for mods.

[mgb1978]

Change the '028' in that phone number to '048'.
'028' is only the code when calling from N.I.

[skillie]

will do will try them monday

[Billy]

Search for autoline on this forum. There's a Dublin number listed.

[skillie]

Search for autoline on this forum. There's a Dublin number listed.

found it thanks

[skillie]

Autoline won't do it at 14 years old

[skillie]

phoned them myself there and they insured it at 14 years old! maybe depends on the person was expensive though at €416 with 3k limit cos of the fact he's in his 70s she said