Insurance Help

[Clubman91]

Well lads , done a serachon this to see was it up already but couldn't find what I'm looking for
Basically what I want to know is what are the requirements for getting insured on a mini.
Its a 1971 Clubman , I'm 19 and will have a full licence soon , don't have a car insured undr my own name though.
Would it be possible for me to get insured on the mini for the year.
Reason is I want to be able to bring it to shows this year but can't do it without insurance obviously though.
I'm worried my age is going to catch me out or else the fact I don't have another insurance policy.
Any help will be greatly appreciated.
Thanks,
Aidan

[Kenneth Murphy]

its hard to insure vintage cars. i found it hard last year and i was 24 then most dont cover till your 25, try aviva they weren't as bad as some of the others i tried

[The Marcos Graveyard]

I'd say that you would find it hard to get a policy on a car over 15 years old when you are 19, most if not all classic policies require you to have another vehicle insured in your name.

I don't know if you can be a named driver under the age of 25 on a classic policy though.

[antodeco]

Conditions of my own policy:

Insurance can only be provided for drivers over the age of 25.
The policy holder must have comprehensive insurance on their main vehicle.

Looks like you might be out of sorts there OP.

[Mossess]

I contacted Quinn direct and they told me
===============
I would like to advise unfortunately, we do not provide quotations on vehicles over 20 years old.

If there are any further queries, please do not hesitate to contact us.
===============

As I have quite a number of policies with them (house, cars, health, travel, etc) so basically the upshot is I’m not in a position to move insurers at the moment.
So, is there anyone out there who will insure just a classic?

[Billy]

AXA, I've had the Minis with them for years without having the main car with them

[Mossess]

Excellant stuff. What would be concidered a "Good" quote? Concidering I have a million year old No claims. Well. Close enough to the Million anyway.

[yellowminiman]

hi ive just insured my two minis my 83 leyland with axa third party fire and theft with windscreen cover on a classic car policy for 193 euros my 92 zeemax was with axa till the renewal came in at 550 euros done the usual ringing arround and tried tesco and got it down to 259 euros third party fire and teft with windscreen cover went back to my broker who matched it with aviva i also have my main car with axa too and im 27 with a full liscence so not too bad

[macker]

I've just renewed my classic policy with Carole Nash for €200 fully comp

[CLUBMANGT]

Any pics of your car in paint then Macker

[antodeco]

Ive both minis insured with First Ireland, €500. Main car is not with them.

[CLUBMANGT]

Do I get a prize, €150 with carole nash

[StevenR]

but your old Tony, i have 3 insured for about 400 euro. renewal is due in about 3 weeks.

[CLUBMANGT]

Ok yea but I look younger than I am do I still win

[Mossess]

Interesting stuff, but can you use the no claims from your main car for a different, 2nd, policy? For a 93 cooper it's ranging from 249 to 950, with the only difference being the NCB.

[StevenR]

Interesting stuff, but can you use the no claims from your main car for a different, 2nd, policy? For a 93 cooper it's ranging from 249 to 950, with the only difference being the NCB.

I'm with First Ireland, when i sarted my policy last year i ahd 4 years no claims from my main policy. First Ireland gave me 2 years no claims on classic policy once i was able to prove this.

[macker]

did i mention that all modifications have been declared on my policy?, every little one of them!
alloy wheels, rollcage, engine mods, everything all included

[Kenneth Murphy]

and your old.. ha ha

[CLUBMANGT]

Old and wise a Macker

[Mossess]

I just called Brophys. on a 74 cooper TPF&T with a 1000 mile a year limit, €380. It sounds good

[antodeco]

I just called Brophys. on a 74 cooper TPF&T with a 1000 mile a year limit, €380. It sounds good

Just be aware that if you are doing the MTM, the 1000 mile limit may be an issue! I have a 4000 mile limit. It cost me €20 more to get from 1000 to 4000. Ill never do that many, but just in case!