classic insurance ?????

[armo]

does anyone no of an insurance company in ireland that will give classic insurance to under 25s wit a provisional license??????

[The Marcos Graveyard]

As far as I am aware ,for all Classic Insurance Policy's you need to be over 25 years of age, have a full licence and have another car fully insured with a policy in your own name.

[Jobber85]

How old does a car have to be to be deemed classic?

[clubmankev]

Thirty years from date of first registration.

[keith]

some insurance companies will kick in their "classic" policy to cars under 30 years.. pays to shop around. I've not heard of one that will apply it to a driver under 25 years etc.

you may get more info here: http://www.irishminis.ie/forum/viewtopi ... =insurance

[Kenneth Murphy]

aviva offered me classic insurance on my 88 designer last year at the age of 23 there the only ones! still need a full licence tho

[guyfo]

wat bout if i got my dad to hav the car in his name? If he insured it would i b able to get on as a named driver? Ill prob b 19 by the time id b insurin my car?

[Kenneth Murphy]

dont think ya can put other drivers on classic policy? somebody else mite say different!

[armo]

thanks lads looks like ill have to do my full test and wait till september or pay the 1200 i was quoted

[skelly]

thats not to bad. iwas quoted 840euro there for the 1990 i got an ive my licence 10year

[PAUL D]

whos that with armo?

[armo]

i got that on best quote.ie its off Aviva but im trying to get another one now if i find a cheaper company ill let yous no

[StevenR]

wat bout if i got my dad to hav the car in his name? If he insured it would i b able to get on as a named driver? Ill prob b 19 by the time id b insurin my car?

you can have named drivers on a classic policy but they 2 need to have a main policy in their own name and they must be of a certain age.

[oel159]

Thirty years from date of first registration.

Thirty years is vintage, classic is vehicles over twenty-one years.

[Goose]

Thirty years from date of first registration.

Thirty years is vintage, classic is vehicles over twenty-one years.

Any difference insurance or tax wise for "classics" then ? I know vintage has classic insurance and tax, no NCT etc........but do "classics" (over 21) receive any benefits ?

[keith]

insurance *may* vary depending on the company you are talking to. remember that each insurance "company" buys the actual cover from an underwriter, then they parcel it up, asses your risk and charge accordingly.
there is no such thing as "classic insurance", its just a marketing scheme to attract a particular type of customer. there's no legal reason why 17 year old drivers cant have "classic" insurance: likewise no reason why it cant be applied to a 3 year old Audi RS4. its just at the discretion of the insurance company.

road tax rates on the other hand are defined by legislation, enshrined in law and enforced by statute. a vehicle has to be 30 years or more to avail of veteran & vintage rate of €48 per year.

take a look at this https://www.motortax.ie/OMT/pdf/motorta ... 009_en.pdf and you will see that there are other classes of vehicles, some of which are totally exempt of road tax. for instance:

(g) vehicles which are used exclusively for underwater search and recovery purposes,

there is a growing feeling that the minister might lock off the "veteran & vintage" classification at "prior to 1/1/80"

[antodeco]

Try First Ireland. I have my mayfair with them for €260 for the year. Ive also just added the clubman and it will be working out at about an extra €150 for the year. So I will have 2 cars insured with them for €400. My main car is €250, so three cars insurance for under €700!