Classic car insurance

[Paul_K_94]

thanks a bunch, now i finally understand but 1 more thing does my dad's broker have to be one that insures a 20+ year old car or would they most likely cover him on anything with like a 26 years no claims on full license?

[StanO'Toole]

If he has 26 years no claims I dought there would much bother getting insured on a Mini!

StanO'Toole

[Paul_K_94]

lol i meant a classic mini thanks for all the help, sorry for the inconvienience

[The Marcos Graveyard]

Cars have to be over 30 years old to qualify for NCT exemption.

Named drivers should not be the primary driver of the car in question.

Accidents and claims by named drivers affect the main driver's policy as well as any future policy of the named driver.

Any modifications to the car need to be disclosed to the insurance company and will probably result in an extra loading of the premium, even something like fitting better brakes will cause a loading on the policy as will fitting a roll cage, alloy wheels other than standard, different engine, different paint, different exhaust etc.

Failure to notify your insurance company of any modifications carried out to your vehicle may invalidate your policy.

You need to be over 25 years of age to be eligible for classic insurance, you must also possess a full drivers licence and have another full insurance policy taken out on another car.

[Kenneth Murphy]

car isn't nct exempt till its 30. i was on to nct last week,

[StanO'Toole]

My mistake! Thinking of U.K again!

StanO'Toole

[Deadly Dave]

car isn't nct exempt till its 30. i was on to nct last week,

Even then some insurance companies ask for an engineers report.